Standard Variable Loans

The most competitive home loans in Perth

Most Perth families choose a Standard Variable Loan to finance their home purchase because of the flexibility of home loan features such as mortgage offset, extra repayments and redraw.

These Perth home loans are called 'variable' because as loan interest rates change - so does the home loan interest rate on your mortgage. This may mean during the life of your Standard Variable Loan your repayments will go up or down, in line with home mortgage loan rates set by the Reserve Bank of Australia.

But the beauty of a Standard Variable Loan is that you can save yourself a lot interest by paying off your home loan faster - or smarter - by making weekly or fortnightly home mortgage repayments, keeping you saving in a home loan offset account, making additional repayments or having your salary credited directly into your home loan.

Other flexible home loan options include topping up your home loan, taking a home loan repayments holiday or if you choose to sell and move to another home in Perth's suburbs - why not take this home loan with you.

But if it's certainty of set home loan repayments that you're after - why not look at our Fixed Rate loans or a Split Loan.

Fill out the online form to book an appointment to talk to one or our qualified brokers about your home loan options or phone on 08 9317 1900.